Business Insurance
Our Business Services.
Bouvier Insurance offers Business Insurance products from top-rated insurance suppliers. We offer General Liability Insurance, Property Insurance, Workers Compensation Insurance, Umbrella Insurance coverage, Business Automobile Insurance, Inland Marine Insurance, Ocean Marine Insurance, Insurance for Bonds, Crime Insurance, Business Owner’s Policy, Employment Practices Liability Insurance, Directors and Officers Insurance, Professional Liability Errors and Omissions Insurance, Builder’s Risk Insurance and much, much more.
We also provide speedy and expert handling of your claims should you need to claim a loss against any of your insured items. Click on any of the links from the drop-down menu above to learn more about Bouvier Insurance Business Insurance products, or contact us directly here.
Connecticut Property Insurance
Connecticut Property Insurance covers the risk of property loss in a variety of situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.
Workers’ Compensation Insurance
On-the-job injuries or resultant illnesses can be costly. Not having proper coverage against these expenses means you could be taking a big financial risk. You can cover the cost of medical expenses and disability payments with Workers’ Compensation insurance. Workers’ Compensation insurance policies actually provide two types of protection. One covers the cost of medical expenses and disability payments if employees are injured or exposed to illness-causing substances while on the job. The other provides businesses with liability protection in case they are sued for damages arising from employment-related accidents or diseases. In general, Workers’ Compensation is required by law to be purchased by businesses that have any employees.
Business Auto
Business Auto insurance provides coverage for vehicles that are owned, leased, hired or borrowed by businesses. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semi trailers and business vehicles.
Group Health Insurance
Let us help you find a plan that fits your budget and needs. Your employees rely on you to offer benefits that they can rely on. We represent all the major insurance carriers, including Anthem Blue Cross, Aetna, ConnectiCare, Cigna, CBIA Health Connections and Oxford Health Plans. The menu of plan options is daunting, ranging from traditional co-payment plans to High Deductible Health Plans.
Liability Coverage
Some of the features of this coverage: General Liability, Employment Practices Liability, Employment Benefits Liability, Professional Liability/Errors & Omissions, D&O Insurance and Builders’ Risk.
Group Benefits
Human Resources & Benefit Services
Annual Plan Review and Customized Competitive Analysis
Employee Orientation and Enrollment Meetings
Termination and COBRA Guidance
ID Cards
Online resources
Primary Care Physician changes
Benefits Statements
Employee Handbooks
Claim Resolution
Wellness Benefits
Online Accounts & Resources
Business Life Insurance
Group Life Insurance
Buy Sell Agreements
Executive Compensation
Key Man Insurance
Carrier Resources
Group Life Insurance
Buy Sell Agreements
Executive Compensation
Key Man Insurance
Financial Planning
Business Perpetuation
Pension/Retirement Planning
Buy Sell Agreements
Executive Compensation
Contribution Strategies
Third Party Administrator (TPA) Services Coordination
Health Savings Account
Health Reimbursement Arrangements
Flexible Savings Accounts
Section 125 Cafeteria Plans
COBRA Administration
Dental/Vision Insurance
Preventative, Basic Services, Major Services and Orthodontics
DMO
PPO
Indemnity
Voluntary Benefits
Life Insurance
Disability Income
Dental
Long Term Care
Disability Income
Short Term Disability
Long Term Disability
Executive Carve-outs
Disability Buy-out
Overhead Expenses Protection