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Personal Life Insurance

An untimely death can have a dramatic effect on your family or business. If your death causes a financial loss, then you need life insurance. If you need help determining your life insurance needs, we are here to help. Here are a few reasons why you may need life insurance;

  • Replacement of lost income: When your family will suffer financially from your death in the form of loss of income
  • Debt repayment: Many people buy life insurance to insure that a mortgage or loan is paid off at their death
  • Education funding: Don’t let a pre-mature death affect your goal of putting your children through college
  • Estate preservation: To make sure that your estate is passed on to your heirs without estate tax “shrinkage.” Life insurance can be a necessary tool to pay off Uncle Sam
  • Final expenses
  • Charitable giving

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“Working with Kim Kurdziel is the first time that I felt we were working with an insurance professional who would answer all my questions and make suggestions for ways we could save money. Kim is very good at explaining in detail everything we have questions about–she has given us options to consider with details on the impact of each. Kim

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