Local Agents, Local Service, Local Savings

Other Options & Benefits

There are many categories of group health coverages. For detailed explanations about these options please contact us.

Our specialists will design a portfolio of coverages that are best suited for your group.

For additional information:

Human Resources & Benefit Services*

  • Annual Plan Review and Customized Competitive Analysis
  • Employee Orientation and Enrollment Meetings
  • Termination and COBRA processing
  • ID Cards
  • Online resources
  • Primary Care Physician changes
  • Plan Documents
  • Billing Resolution
  • Nurse Help lines

*Some services provided by carriers or vendors and may include additional employer’s expense

Third Party Administrator (TPA) Services Coordination

  • Health Savings Account
  • Health Reimbursement Arrangements
  • Flexible Savings Accounts
  • Section 125 Cafeteria Plans
  • COBRA Administration

Business Life Insurance

  • Group Life Insurance
  • Buy Sell Agreements
  • Executive Compensation
  • Key Man Insurance

Dental/Vision Insurance

  • Preventative, Basic Services, Major Services and Orthodontics
  • DMO
  • PPO
  • Indemnity

Voluntary Benefits

  • Life Insurance
  • Disability Income
  • Dental
  • Long Term Care

Carrier Resources

  • Provider Directories
  • Carrier Formularies

Disability Income

  • Short Term Disability
  • Long Term Disability
  • Executive Carve-outs
  • Disability Buy-out
  • Overhead Expenses Protection

Financial Planning

  • Business Perpetuation
  • Pension/Retirement Planning
  • Buy Sell Agreements
  • Executive Compensation
  • Contribution Strategies


“My name is Cary Gagnon. I own 20 Dunkin´ franchise stores with a total of 375 employees; – a business which requires quite extensive insurance coverage. Tina Gerard at Bouvier Insurance has been my agent for many years. In 2013, I briefly switched insurance agents, however, I am happy to report that Tina was able to offer a very competitive

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