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Flood & Earthquake

Are you in a flood zone? Can your home be damaged by water? A flood occurs when surface water collects and eventually pours in your home – usually through a window, doorway or vent. A flood can be caused by rain, a rising stream or a manmade event such as a fire hydrant failure or a water main break as long as it meets the definition of a flood. Your standard homeowner’s policy does not cover you for damage caused by a flood or an earthquake.

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